Free budgeting tool

See your money clearly in two minutes

A plain-English budget for freelancers and small business owners. Set what you plan to earn and spend, track what actually happens, and know exactly where you stand — no spreadsheet, no setup.

Launch the tool Book a free call

Works right in your browser · free · synced across your devices

countwisesolutions.com/budget-tool

DashboardMay 2026 ▾

Net this month

$5,909

$7,150 in · $1,241 out

You keep 83%17% expenses

Set aside · tax $1,931

Needs attention 1 to review

TransactionsChase ··· 4821

Adobe Inc.May 2

Software−$54

Office rentMay 3

Rent−$900

Upwork payoutMay 6

Client payments+$2,400

NotionMay 7

−$10

Slide to confirm →

Spending by categoryMay 2026

Tap slices to compare$1,241total spending

Tap slices to compare categories

A live look at the tool — free to try

What you get

Every tool, completely free

Free, with nothing locked behind an upgrade — and a free account keeps everything synced across your devices. It all works the moment you open the tool.

Plan & track by category. Set planned amounts, then log what you actually earn and spend.
Net profit at a glance. See exactly where you stand the moment you type a number.
Tax set-aside. A safe cushion put aside as you go, so April is never a surprise.
Reports & charts. Visual breakdowns of spending and cash flow, plus Plan vs Actual by month, quarter or year.
Goals & forecasting. Savings and debt-payoff targets with the date you’ll hit them.
Profit-goal planner. Work backward from the monthly take-home you want.
Saved monthly history. See the trend build instead of starting over each month.
Import your transactions. Drop in a bank or QuickBooks CSV and it’s sorted for you.

Runs right in your browser · free forever · synced to your account

Free today · more on the way

Yours free now — even easier soon

The full tool is free to use today — including a secure account that keeps your budget synced across your devices. The one thing still on the way: connecting your bank so transactions import on their own.

Available now

Free

Free account · no cost

Every tool on this page, free. Budget, taxes, net worth, goals — all of it, no upgrade needed.
Import your CSV, then categorize. Pull transactions from your bank or QuickBooks and sort them in a couple of taps.
Your own secure account. Create a free account and your budget saves to the cloud automatically — open it from any device, always backed up.

Coming soon

Pro

Everything in Free, plus:

Automatic bank connection. Link your accounts once and transactions flow in on their own — no CSV, no manual import.
Always up to date. Your books refresh on their own between check-ins — current without lifting a finger.

Want first access? Tell me you’re interested →

How it works

From your bank to a clear picture in minutes

Import your bank CSV

Export a CSV from your bank or credit card and drop it in — every transaction lands pre-sorted with a suggested category.

Categorize in a tap

Each transaction comes in with a suggested category based on its description. Confirm it or pick another in a tap — on your phone, just swipe to confirm.

Watch the numbers work

Net profit, tax set-aside, reports and trends update the instant you’re done — no formulas, no spreadsheets, just clarity.