Free budgeting tool

See your money clearly in two minutes

A plain-English budget for freelancers and small business owners. Set what you plan to earn and spend, track what actually happens, and know exactly where you stand — no spreadsheet, no login.

Launch the tool Book a free call

Works right in your browser · free to use, no sign-up

countwisesolutions.com/budget-tool

DashboardMay 2026 ▾

Net this month

$5,909

$7,150 in · $1,241 out

You keep 83%17% expenses

Set aside · tax $1,931

Needs attention 1 to review

TransactionsChase ··· 4821

Adobe Inc.May 2

Software−$54

Office rentMay 3

Rent−$900

Upwork payoutMay 6

Client payments+$2,400

NotionMay 7

−$10

Slide to confirm →

Spending by categoryMay 2026

Tap slices to compare$1,241total spending

Tap slices to compare categories

A live look at the tool — free to try, no sign-up

What you get

Every tool, completely free

No account, no cost, nothing locked behind an upgrade. Everything here works the moment you open the tool.

Plan & track by category. Set planned amounts, then log what you actually earn and spend.
Net profit at a glance. See exactly where you stand the moment you type a number.
Tax set-aside. A safe cushion put aside as you go, so April is never a surprise.
Reports & charts. Visual breakdowns of spending and cash flow, plus Plan vs Actual by month, quarter or year.
Goals & forecasting. Savings and debt-payoff targets with the date you’ll hit them.
Profit-goal planner. Work backward from the monthly take-home you want.
Saved monthly history. See the trend build instead of starting over each month.
Import your transactions. Drop in a bank or QuickBooks CSV and it’s sorted for you.

Runs right in your browser · free forever · no sign-up

Free today · more on the way

Yours free now — even easier soon

The full tool is free to use today. A Pro version is coming that saves your numbers to your own account and connects your bank — so everything stays safe and up to date on its own.

Available now

Free

No account · no cost

Every tool on this page, free. Budget, taxes, net worth, goals — all of it, no upgrade needed.
Import your CSV, then categorize. Pull transactions from your bank or QuickBooks and sort them in a couple of taps.
You keep your own backup. Your data lives in this browser — export it anytime and re-import to pick up where you left off.

Coming soon

Pro

Everything in Free, plus:

Your own secure account. Sign in and your numbers save automatically — open them from any device, with no manual backups to worry about.
Automatic bank connection. Link your accounts once and transactions flow in on their own — no CSV, no manual import.

Want first access? Tell me you’re interested →

How it works

From your bank to a clear picture in minutes

Import your bank CSV

Export a CSV from your bank or credit card and drop it in — every transaction lands pre-sorted with a suggested category.

Categorize in a tap

Each transaction comes in with a suggested category based on its description. Confirm it or pick another in a tap — on your phone, just swipe to confirm.

Watch the numbers work

Net profit, tax set-aside, reports and trends update the instant you’re done — no formulas, no spreadsheets, just clarity.